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Category: Homeowners Insurance

Halloween Safety

Halloween Safety

Parents and kids alike love the magic of Halloween. Trick-or-treating, costumes, candy, what could be better? As a parent, your child’s safety is a major concern during this holiday. Children are more than twice as likely to be hit by a car on Halloween as on any other day of the year! Follow these safety tips, and keep your babies safe while they’re trick-or-treating. Costume...

Storing an Emergency Water Supply: 6 Quick Tips

Storing an Emergency Water Supply: 6 Quick Tips

We’ve all seen the pictures on TV and social media of people stocking up on water before a natural disaster. Many times, store shelves usually full of water and other necessities are bare. Fortunately, there are steps you can take to ensure you and your family have clean, fresh and safe drinking water should you ever need it. Water Storage for Emergency Preparedness Here are...

Is Lost or Stolen Jewelry Covered by Homeowners Insurance?

Is Lost or Stolen Jewelry Covered by Homeowners Insurance?

Personal jewelry items can be extremely valuable. For example, the average cost of an engagement ring in the U.S. is $7,829, as reported by Brides.com. A strand of South Sea pearls can be worth more than $100,000, as stated by The Pearl Source. If jewelry is lost or damaged because of a covered peril, such as theft, it is covered by homeowners insurance, up to...

Do I Need Insurance for Undeveloped Property?

Do I Need Insurance for Undeveloped Property?

If you own undeveloped property, does it need to be protected with a separate insurance policy? The personal insurance section of your homeowners policy may cover vacant land up to a specific limit. If a lawsuit is filed against you for personal injury on the property, the policy limit may be too low. Personal insurance can be purchased separately or is one section of your...

How to operate and use a Fire Extinguisher

How to operate and use a Fire Extinguisher

We should all have at least one fire extinguisher somewhere in our home, but it’s not enough to simply keep one under the kitchen sink. If there is a fire, your safety—and the safety of your home—depends on knowing how to properly use that fire extinguisher. As your insurance agent, we strongly urge you to read and follow the following safety prevention tips to keep...

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