Do I Need Insurance for Undeveloped Property?
Posted: June 16, 2021
If you own undeveloped property, does it need to be protected with a separate insurance policy? The personal insurance section of your homeowners policy may cover vacant land up to a specific limit. If a lawsuit is filed against you for personal injury on the property, the policy limit may be too low. Personal insurance can be purchased separately or is one section of your...
Do I Need Boat Insurance for a Non-Motorized Boat?
Posted: June 1, 2021
Depending on where you live, you may not be legally required by the state to carry boat insurance for a non-motorized boat, but that is not the only reason to insure your boat. If you have invested in a sailboat, kayak, canoe, or RIB (rigid inflatable boat), boat insurance will protect your investment if the watercraft is damaged during an accident. It should also protect...
SAFE DRIVING MEANS SAVING MONEY
Posted: May 17, 2021
Do you want to save money on your auto insurance by driving safely? Most companies are using car telematic programs to do so. Car telematic programs are wireless devices that communicate with each other. In the world of auto insurance, this means that insurers collect data by using a cell phone app or a small in-car tracing device. Yes, that might sound intimidating but there...
Driving Safely in Heavy Traffic
Posted: May 16, 2021
Navigating your vehicle in heavy traffic is stressful – and dangerous. To avoid a collision, follow these simple tips for safer driving in heavy traffic. Relax. You will eventually reach your destination, and being a few minutes late is better than being involved in a collision! Drive Defensively. Other drivers may drive aggressively, weaving in and out of traffic to try to save a few...
Tips for Maintaining Your Roof
Posted: May 1, 2021
You want to ensure the roof on your home lasts as long as possible. Performing basic maintenance can prolong the life of your roof and help you avoid the cost of a new roof for much longer. Replace Roof Shingles If your roof has missing or damaged shingles, they should be replaced rapidly. Rain, snow, wind, or even very dry, hot weather can cause damage....