Holiday Travel Tips
Posted: December 17, 2021
Holiday travel is back on the planner! After a year of isolated or socially distanced festivities, we anticipate more people taking to the road and skies this holiday season. But wintry weather and extensive travel time can lead to safety hazards. Here are seven holiday travel safety tips to know before you hit the road. Have your car inspected or serviced before you leave, and keep...
Home Fire Escape Plans
Posted: November 24, 2021
Fire can spread rapidly through your home, leaving you as little as one or two minutes to escape safely once the smoke alarm sounds. Your ability to get out of your home during a fire depends on advance warning from smoke alarms and advance planning. Why do you need a home escape plan? Working smoke alarms and a home fire escape plan can reduce your risk of injury...
Life Insurance and Health Conditions: A Deal Breaker?
Posted: October 19, 2021
Three Things to Keep in Mind If you’re interested in purchasing life insurance, you should consider the following: Never assume a health condition automatically disqualifies you from obtaining life insurance. Sure, maybe your health is less than perfect but you may be eligible for coverage, so always check with a licensed insurance agent to be sure. Always be honest about your medical history. Failing to...
Can Life Insurance Cover Student Loan Debt?
Posted: October 13, 2021
What Happens To Your Student Loans If You Pass Away? The short answer: It depends on the type of loans you have. Federal loans: Loans issued directly to a person through the U.S. Department of Education are discharged (“forgiven”) upon that person’s death, once the required documentation is submitted. Read more specifics about federal student loans at StudentAid.gov. Parent PLUS loans: As a type of...
Halloween Safety
Posted: October 11, 2021
Parents and kids alike love the magic of Halloween. Trick-or-treating, costumes, candy, what could be better? As a parent, your child’s safety is a major concern during this holiday. Children are more than twice as likely to be hit by a car on Halloween as on any other day of the year! Follow these safety tips, and keep your babies safe while they’re trick-or-treating. Costume...